Privacy Policy

1. Introduction

Veritty ("Veritty," "we," "us," or "our"), operated under the management of Bruce Hoeger and located at 761 Boston Post Rd, Madison, CT 06443, United States, respects your personal privacy. This Privacy Policy describes how we collect, use, store, and safeguard your personal information when you visit https://veritty.org (the "Website"), submit an inquiry, or interact with our insurance comparison resources.

2. Information We Collect

We strictly limit data collection to information reasonably necessary to fulfill your requests and maintain website security. We collect information in two principal ways:

A. Information You Voluntarily Provide

When you complete our contact or quote guidance form, we collect:

• Name: First name and last name to address your correspondence.
• Contact Details: Email address.
• Geographic and Coverage Interests: State of residence and your category of interest (Homeowners, Renters, Landlord, Car, or Other).
• Message Details: Specific questions, descriptions, or comments you submit.

Sensitive Information Notice: We do not collect or request Social Security numbers, driver's license numbers, banking information, credit card numbers, or medical underwriting data through our website forms.

B. Information Collected Automatically

When you access our website, server logs automatically capture technical data, including:

• Internet Protocol (IP) address (used strictly for rate limiting, security, and spam prevention).
• Browser type, device classification, and operating system.
• Referring URL, pages visited, and date/time stamps.

3. Purposes and Lawful Bases of Processing

We process your information for the following legitimate purposes:

• Fulfilling Inquiries: Answering your questions regarding property and auto insurance coverage and connecting you with authorized carriers or affiliate partners upon request.
• Security & Fraud Prevention: Preventing malicious form spam, automated denial of service attacks, and fraudulent activity.
• Compliance: Maintaining records of consumer consent and legal notices as required by applicable laws.

4. Cookies and Tracking Technologies

Our website utilizes essential session cookies required for core navigation, server load balancing, and remembering your cookie preferences. With your consent, we may utilize privacy-friendly analytics cookies to measure page visits and improve performance. We do not load non-essential marketing or analytics scripts prior to user consent. Please review our Cookie Policy for detailed settings.

5. Third-Party Disclosures & Service Providers

We do not sell, rent, or trade your personal information to data brokers. We may share information only under the following limited circumstances:

• Hosting and Infrastructure: With trusted server hosting providers (cPanel/Apache infrastructure) operating under strict confidentiality and security protocols.
• Authorized Insurance Partners: When you request assistance or quotes for a specific coverage type, we may transfer your contact details to licensed carriers or affiliate partner networks operating in your state, with your express consent.
• Legal Compliance: If required by court subpoena, governmental subpoena, or applicable state or federal law.

6. Data Retention Practices

We retain contact form inquiries only for as long as necessary to address your inquiry, fulfill customer service requirements, and resolve any related questions (typically up to 12 months), after which logs are securely purged or anonymized.

7. Security Measures and Limitations

We implement industry-standard technical measures including HTTPS encryption in transit (TLS 1.2+), server-side input validation, rate limiting, and restricted file system permissions (0600 on lead logs). However, please be aware that no method of transmission over the Internet or electronic storage is 100% impenetrable. While we strive to protect your personal information, we cannot guarantee absolute security.

8. Consumer Privacy Rights

Depending on your state of residence (including California under CCPA/CPRA, Connecticut under CTDPA, Virginia under VCDPA, and others), you may possess specific rights regarding your personal information:

• Right to Know / Access: Request confirmation of what personal information we hold about you.
• Right to Delete: Request the deletion of your personal contact records.
• Right to Correct: Request correction of inaccurate personal information.
• Right to Opt-Out: Direct us not to sell or share your information for cross-context behavioral advertising (note: Veritty does not sell personal data).

To exercise these rights, submit a written request to affiliate@veritty.org with the subject line "Consumer Privacy Request." We will verify and process your request within statutory timeframes.

9. Children's Privacy

Veritty is designed exclusively for adult consumers seeking property and auto insurance guidance (individuals aged 18 and older). We do not knowingly collect personal information from children under 13 (or under 16 where specified by state law). If we become aware that a minor has submitted personal information, we will delete it immediately.

10. Contact for Privacy Inquiries

If you have questions, comments, or requests regarding this Privacy Policy, please contact our designated privacy representative: