Affiliate & Compensation Disclosure

1. Full Transparency Regarding Compensation

In compliance with the United States Federal Trade Commission (FTC) guidelines concerning the use of endorsements and testimonials in advertising, Veritty explicitly discloses that we may receive financial compensation, commissions, or referral fees when visitors interact with certain links, request quotes, or purchase insurance products through third-party partners featured on https://veritty.org.

2. How Our Referral Model Operates

Veritty is an informational comparison resource. When you click on certain buttons or links marked "Explore Coverage," "Get a Quote," or carrier references, you may be directed to an independent, authorized insurance carrier, agency, or third-party quote aggregator. If you complete a form, request a quote, or bind an eligible policy through that partner, the partner may compensate Veritty at no additional cost to you.

3. Impact on Consumer Pricing

Using Veritty will never increase your insurance premium. The quotes and rates you receive directly from authorized third-party carriers are governed by insurance regulations and approved state rate filings. Insurers cannot charge higher rates simply because you found their services through an informational or affiliate link.

4. Editorial Independence and Objectivity

While compensation may influence the placement or order of certain partner listings on comparison sections, it does not determine the factual accuracy of our educational guides. Our descriptions of Coverage A dwelling limits, DP-3 rental policies, replacement-cost valuations, and mandatory auto liability minimums are derived from established industry standards (such as ISO forms and state department of insurance guidelines).

5. Clarification of Carrier Relationships

Veritty does not underwrite, issue, or service insurance contracts. Any reference to specific third-party brands, logos, or benchmark figures (including competitor reference prices) is strictly for illustrative and educational comparison purposes. Such mentions do not imply direct partnership, sponsorship, or mutual endorsement unless explicitly stated.

6. Questions Regarding Our Partnerships

If you have questions regarding our affiliate relationships, or if you represent a licensed carrier interested in establishing a verified partner connection with Veritty, please contact Bruce Hoeger: