Copyright Notice & Intellectual Property

1. Ownership of Content and Materials

All original text, structural organization, comparison tables, editorial guides, source code, CSS stylesheets, client-side scripts, and custom vector illustrations (including the Veritty logo mark, residential property SVG, and vehicle artwork) on https://veritty.org are the copyrighted works of Veritty and Bruce Hoeger, protected under the copyright laws of the United States and international intellectual property treaties.

2. Third-Party Trademarks and Brand Disclaimers

Veritty does not claim ownership of third-party trademarks, service marks, or logos. Any brand names, carrier names, or industry references mentioned on this website (such as state insurance rating bureaus, Lemonade, or carrier product categories) are the registered property of their respective trademark holders. Mention of third-party entities is made purely for comparative, nominative, or descriptive educational purposes under fair use doctrine.

3. Permitted Personal Use

You are granted a limited, revocable, non-exclusive license to access and view the Website for personal, non-commercial research. You may:

• Display pages on standard web browsers.
• Print individual articles or comparison tables for your personal, non-commercial records.
• Share links directly to public URLs on https://veritty.org.

4. Prohibited Commercial Reproduction

Except as expressly permitted above, you may not:

• Republish, redistribute, mirror, or syndicate our text guides or comparison frameworks on other websites or commercial platforms.
• Extract or scrape text, tables, code, or images using automated scrapers or artificial intelligence training crawlers without prior written authorization.
• Frame or display Veritty pages within any other website or application.
• Alter, obscure, or remove any copyright or proprietary notice appearing on any materials.

5. Digital Millennium Copyright Act (DMCA) Notice

Veritty respects the intellectual property rights of others. If you believe in good faith that any content published on https://veritty.org infringes upon a copyright that you own or represent, please submit a written DMCA notification to our designated copyright agent containing:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of the copyrighted work.
2. Identification of the copyrighted work claimed to have been infringed.
3. Identification of the material claimed to be infringing, with sufficient URL detail to enable us to locate it.
4. Your contact information (name, address, and email address).
5. A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law.
6. A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner.

6. Designated Copyright Agent Contact

Submit DMCA notices and permission requests to: